Featured Rates
| AUTO LOANS | as low as 5.25% |
| MOTORCYCLES | as low as 6.25% |
| RV LOANS | as low as 6.25% |
| BOAT & ATV | as low as 6.25% |
| LAND LOANS | as low as 4.99% |
Start Well Savings
Why wait until the future to start shaping it? Start teaching your child saving habits to last a lifetime in Start Well Savings.
Young savers enjoy all the same perks as any other savings account — dividends, online access, and even allowance deposit capabilities. With no monthly service fee and no minimum balance requirements, there's nothing holding your child back. Help determine the financial outcome you’re hoping for by taking action today. Apply for a Start Well Savings account online!
Summary
Available to children (from newborn to age 12)*
Establishes membership with Wellspring Credit Union
Helps build a foundation for saving money from an early age
Competitive dividends on balances of $1 or more
No monthly service fee
No minimum balance requirements
6 free withdrawals per month; $3 fee for withdrawals in excess thereafter
Can directly deposit allowance to account
Free online banking with customizable e-alerts (for parents and account holder)
Free mobile banking
Free quarterly eStatements (combined statement with checking account)
$1 minimum deposit to open and maintain membership
Set your kid up for success!
*A parent or legal guardian must be listed as a joint owner on the account.
Grow Well Savings
Don’t wait for your kids to leave the house to prepare them for adulthood. Give your teens a strong foundation in a Grow Well Savings Account.
Available to teens 13 to 17, this foundational account helps teens establish banking know-how while they work toward real-life goals. Take advantage of competitive dividends on balances of $20 or more, no monthly service fee, and direct deposit capabilities for allowance.
Summary
Available to teens ages 13 to 17*
Establishes membership with Wellspring Credit Union
Helps build a foundation for strong future saving habits
Set aside for something specific or simply a rainy day
Competitive dividends on balances of $20 or more
No monthly service fee
No minimum balance requirements
6 free withdrawals per month; $3 fee for withdrawals in excess thereafter
Can directly deposit allowance to account
Eligible for a checking account
Free online banking with customizable e-alerts (for parents and account holder)
Free mobile banking
Free quarterly e-statements (combined statement with checking account)
Free Mastercard® Debit Card (parents can set daily limits on debit card)**
*A parent or legal guardian must be listed as a joint owner on the account.
**Debit Card: You must have a checking account in order to have a savings account tied to a debit card.
Set your teen up for success!
Grow Well Certificate (CD)
Manage the seemingly impossible — get your teen serious about saving for the future with a certificate that makes it easy.
A Grow Well Certificate allows teens to set aside funds so they can’t easily access them while earning a fixed return higher than a regular savings account. We offer a variety of terms — from 6 months to 5 years — that safeguard their savings until maturity. At that point, the teen can withdraw their guaranteed return or renew to continue saving.
Summary
Available to teens ages 13 to 17*
Fixed rates, higher than regular savings
Receive higher rates for higher balances and longer terms
Provides more guarantee than other risky investments
Set aside for future savings goals
A wide range of terms available (from 6 months to 5 years)
No setup or maintenance fees
Early withdrawals subject to penalty**
Renews automatically upon maturity***
Free quarterly eStatements (combined statement with checking account)
$500 minimum deposit to open
Set your teen up for success!
*Must be younger than 18 years of age to qualify for a Grow Well Certificate. A parent or legal guardian must be listed as a joint owner on the account.
**Early withdrawal penalty: A penalty may be imposed for early withdrawal, which may reduce account earnings on certificates and IRAs.
***Automatic renewal: At maturity, certificates will automatically renew for same term at the current market rate if not withdrawn, except where disclosed differently.