Mortgage, Home, and Land Loans in Beaumont, Texas
Find Your Way Home with Wellspring CU
Finding your dream home is one of life’s most exciting milestones! At Wellspring CU, we are thrilled to help you turn that dream into a reality right here in Beaumont.
Whether you have your eye on a charming bungalow in Old Town, a spacious family home in the West End, or a beautiful spot to build near Major Drive, we are here to cheer you on every step of the way.
Our Home and Land Loans are designed to be simple, friendly, and perfectly suited to your budget, so you can focus on the fun part: getting the keys to your perfect home!
Finding Your Perfect Match in Beaumont
We know that every homeowner’s dream is unique. That’s why we offer a variety of flexible lending options to fit exactly what you are looking for:
Home Mortgage Loans: Whether you are a first-time buyer or moving into your forever home, we offer FHA, VA, USDA, and conventional loans with great rates for primary homes, vacation spots, or investment properties.
Mobile Home Loans: We make it easy to settle in with financing designed specifically for mobile homes (with or without land), featuring low down payments and comfortable terms up to 20 years.
Land Loans: Found a beautiful piece of property? We can help you claim it! We offer up to 90% financing (that's just 10% down!) on unimproved property with terms up to 15 years.
Home Equity Loans: Turn your house into a dream home! Use the equity you’ve built to fund a new kitchen, a pool, or even your child's education. Borrow up to 80% of your home's value with friendly terms up to 15 years.
From the moment you start looking to the day you move in, we’re here to make the experience smooth and celebratory.
Why Beaumont Neighbors Choose Wellspring
Choosing a local credit union means choosing a partner who is genuinely invested in your happiness. When you finance your home with Wellspring CU, you get:
Great Rates: As a not-for-profit credit union, we pass our savings on to you. That means competitive rates that keep your monthly payments comfortable.
Member-First Care: We love our members! Our local team takes the time to listen to your goals and guide you toward the best solution for your life.
Local Expertise: We know and love Beaumont. Decisions are made right here by people who understand our local neighborhoods and market.
At Wellspring CU, we aren't just your lender; we're your neighbors, and we want to see you thrive.
Home & Land Loan Rates for Beaumont Buyers
We love helping you save money. Our rates are competitive, easy to understand, and designed to help you get more home for your budget.
Your specific rate will depend on things like your credit history and the type of home you choose—but rest assured, our friendly team will walk you through everything clearly so you feel confident in your choice.
Check out our current rates and see how much you could save!
Let’s Get Started!
Applying for a Home Loan with us is easy, convenient, and comes with plenty of local support. You can:
Apply Online: Get the ball rolling from the comfort of your couch.
Chat with Us: Talk to a friendly loan officer who knows the Beaumont area inside and out.
Visit Us: Come see us at our Beaumont branch—we’d love to meet you in person!
We also offer free pre-qualification so you can shop for your new home with total confidence.
Proudly Serving Beaumont
Wellspring CU is proud to be a part of the vibrant Beaumont community. If you live, work, worship, or attend school here, we would be honored to welcome you to our credit union family.
Join us and experience banking with a personal touch!
Apply Today and Build Your Future!
A home is where your story begins. At Wellspring CU, we can’t wait to help our Beaumont neighbors open the door to their next chapter.
Let's get you into your new home today!